I believe the Inspire BODs is a “pay to play” board with different levels of membership based on the dollar amount with the very top echelon members ( the BIG $$$$$ people) being the voting members . Someone correct me if I’m incorrect.
I don't believe any insurance covers any losses due to "Virus". I literally spoke to a friend today who is an insurance agent AND a retired corps director and this is what he told me when I asked.